For the self-employed
Teljerskap analyzes market data in real time and adjusts exposure automatically, so that fluctuating project income does not have to be combined with manual monitoring of own capital.
See how it worksAs a self-employed person, you know that income rarely comes in a steady stream. Between two assignments, during periods of seasonal variation, or after a project has been completed and invoiced, there is often surplus liquidity to cover advance tax, operating costs and periods without income. Managing this capital manually, while delivering to customers, is time-consuming and difficult to do consistently over time.
Teljerskap is built to take over the part of the work that requires constant attention: following market data, identifying risk and adjusting exposure before it becomes a problem.
The technology behind Teljerskap is built around three functions that together reduce the need for manual monitoring, without you having to understand the underlying mathematics.
The platform reads market data throughout the day and identifies patterns that are difficult to capture manually, especially outside normal working hours.
Every change in market conditions is assessed against predefined risk limits, so that the exposure is adjusted before deviations have consequences for the capital.
The models take into account that the capital belongs to an individual with fluctuating income, not an institution with fixed access to capital.
In practice, this means that the system collects large amounts of market information, weighs it against historical patterns and updated signals, and translates this into concrete adjustments to the risk level. You don't need to monitor the process yourself for it to work.
The process is built to be understandable, even if it runs automatically.
Market data and relevant signals are collected continuously, without breaks between weekend and weekday.
The information is assessed against the risk limits set for your capital, based on how much should remain available.
In case of deviations from established limits, positions are adjusted automatically, without you having to approve each individual action.
Changes and reviews are documented, so you can go back and see why an adjustment was made.
Three situations where automated risk management replaces manual monitoring of the capital.
Invoiced capital from a completed project must cover operating costs until the next assignment starts. Instead of the money sitting passively or being managed ad hoc, the system keeps the exposure within limits that take into account that parts of the sum must be available at short notice, including for withholding tax.
Many consulting industries have predictable off-seasons. During these periods, Teljerskap analyzes market conditions on an ongoing basis and adjusts the risk level in line with changing liquidity needs, without requiring manual intervention every time the situation changes.
When a project has been invoiced and the funds have been paid in, parts of the sum are often left untouched awaiting the next tax deduction or investment. The platform continues to monitor this capital according to the same principles, even during periods without active decisions on your part.
Answers to what is most often raised by self-employed people before they use the platform.
No model can eliminate uncertainty in the market. Teljerskap is built to reduce risk through continuous monitoring and predefined limits, not to guarantee returns. The system adjusts exposure based on available data, but decisions are always made within the framework you have defined.
The risk limits are set based on how much of the capital must remain available, for example for advance tax and operating costs. The models monitor deviations from these limits around the clock and adjust exposure before the deviation has greater consequences.
Yes. As a self-employed person, you have different liquidity needs than a company with a fixed access to capital, including related to withholding tax and variable invoicing. This is taken into account in the assessment of how much capital should be available at all times.
No, that's exactly the point. The system is set up to run continuously without you having to monitor manually. You can still go in and see documentation of changes and assessments that have been made.
The risk limits can be adjusted as your financial situation changes, for example at the start of a new major assignment or a period of lower income.
Do you have more questions before using the platform? Get in touch with us or see the entire question page.
